Blog - Qaravan

Blog

CECL is Coming: Here’s How Bank Stakeholders Can Anticipate Its Impact While Making Their Voices Heard

Share with:
With the most sweeping re-casting of credit risk management in decades looming on the horizon, regulators, bank executives and the markets are bracing for the potential disruptive ramifications of this new set of credit loss accounting standards. In response to calls for a more cautious rollout, regulators have agreed to an implementation extension for most
Read more
Call Reports

By Putting UBPR and Call Reports Under the Microscope with Qaravan, Investors and Bank Stakeholders Can Gain Meaningful Insight Far Beyond Raw Data

Share with:
The banking industry is unique in the amount of regulatory scrutiny it is subject to, much of which is in the form of self-reporting. Since legislation was passed in 1975 in response to the failure of two federally chartered institutions (United States National Bank and Franklin National Bank), every national bank, state bank, federal savings
Read more
OTC Markets Group Top Performing Banks Report by Qaravan: 2Q 2019

OTC Markets Group Top Performing Banks Report by Qaravan: 2Q 2019

Share with:
  Advanced Data Analysis Helps Connect the Dots to Highlight the Nation’s Top Performing Community Banks In partnership with our parent company, OTC Markets Group, Qaravan assists stakeholders across the banking sector in simplifying, customizing and, automating the task of analyzing information from Reports of Condition and Income (Call Reports) and Uniform Bank Performance Reports
Read more
Qaravan CECL: Featured in Great Lakes Banker Magazine

Qaravan CECL: Featured in Great Lakes Banker Magazine

Share with:
The Genesis/Birth of CECL After the 2008 financial crisis, much of the focus on the regulation of financial institutions shifted to mitigating systemic risk. This included an increased focus on stress testing and the recapitalization of institutions—both intended to help ensure solvency and insulate the global economy from further erosion. Fast forward to 2016 and
Read more
CECL

CECL: Unpaved Road Ahead

Share with:
The Genesis/Birth of CECL After the 2008 financial crisis, much of the focus on the regulation of financial institutions shifted to mitigating systemic risk. This included an increased focus on stress testing and the recapitalization of institutions—both intended to help ensure solvency and insulate the global economy from further erosion. Fast forward to 2016 and
Read more
cecl-implementation

What Can Socrates Teach Us About CECL?

Share with:
Last month, I became buried in a multi-day Google binge; combing the web for things like “CECL Prep”, “CECL Requirements”, and “CECL Implementation”. I finally understand the Socratic Paradox. A few thousand years ago, during a conversation with some guy in the neighborhood, Socrates concluded that neither of the men knew anything (they were talking
Read more
community-banks

About Qaravan – A powerful performance analytics platform for community banks

Share with:
A couple of months before we launched, I began calling on some colleagues in the bank software sector to try to drum up some new partnerships.  My first call was to a friend who made a pretty healthy living selling an outdated call report analysis tool (something he built around 10-15 years ago). It seemed
Read more
commercial-real-estate

Is a Commercial Real Estate (CRE) Crisis Coming in 2018?

Share with:
In the last few months, I’ve come across about a dozen Commercial Real Estate articles with panic-inducing headlines. If I understand the consensus, it seems we’re just minutes away from global calamity and CRE is “the next big short” (as one Forbes article puts it). I’m equal parts optimist and skeptic, so I had to
Read more